You are stopped in traffic when a speeding car rear-ends you. The impact causes you to hit your head on the dashboard. The seatbelt holding you in place causes whiplash.
Car accidents can be scary, especially if you have never been in one before. What happens next? What are the steps you should take?
When involved in a car accident, it is important that you not only take the proper steps so you receive compensation but also so you are in compliance with the law. If you fail to report an accident or flee the scene of a crash, for example, you could face penalties. Read on to determine the proper steps after an accident.
Gather Required Information
In order to file a car accident claim, you need to have the other driver’s information. This includes their name and address, as well as their insurance information. You will need to give this information to your insurance company.
If the crash occurred in a busy area, you may be able to find someone who witnessed the accident. A witness is a credible source in an accident case because they are third parties who can tell their side of the story without bias. If anyone witnessed the accident, be sure to get their names and contact information.
You’ll want to give your insurance company an idea of where the crash occurred and the damage it caused. Pictures can help in this regard. With virtually everyone owning a smartphone nowadays, taking photos is easier than ever. Be sure to get photos of the damage caused by the crash, as well as the surrounding area such as traffic lights, road conditions, and landmarks.
File a Police Report
A police report can help you with your claim, as it provides details about what happened. You may be unable to remember details later on. It is a good idea to have police there to assist you and call for medical help if needed.
Contact the Insurance Company
Let your insurance company know about the accident. They will ask you questions about what happened and will likely talk to the others involved to get their sides of the story. They will then advise you of the next steps. If your car is damaged, you will be able to repair or replace it. An adjuster will come out to assess the damage. If you are having issues with your insurance company, it may be wise to contact a lawyer who can work on your behalf.
Contact a New York Car Accident Attorney Today
Many car accident victims are able to successfully file their claims directly with their car insurance companies. However, in cases where significant damages are involved, insurance companies will often try to lowball the accident victims. The victims often feel pressured to take these low offers, and end up not being able to pay for their damages.
Don’t let this happen to you. New York car accident attorney Michael J. Redenburg, Esq. P.C. can help you file your claim properly and deal with the insurance companies so you can focus on your recovery. Learn more by calling his office directly or contacting him online.