Uber has over 75 million riders and three million drivers across the globe. While they’re driving towards a vision of simplifying transportation, there’s still always the risk of a car accident.
So what do you do as a passenger in an Uber accident? We’ve created this easy-to-use guide so you know the answer before requesting a ride.
Avoid a rideshare nightmare with these tips for navigating Uber accidents.
Uber & Its Drivers
First, you should know that Uber considers its drivers as independent contractors.
Since they’re not employees, Uber can use this classification to avoid liability with Uber driver accidents.
Many insurance companies now offer personal auto insurance to cover Uber drivers. However, whether or not your driver has this coverage is up to them.
As a passenger in an Uber car accident, you probably can’t sue the rideshare company directly. Since the driver isn’t an employee, Uber isn’t responsible for their wrongful or negligent actions. This also means that Uber has limited legal liability in these cases.
That makes it difficult for you to sue the company after an Uber accident.
However, Uber can be held financially responsible through their insurance coverage for damages and injuries after a crash.
Considering Car Insurance
Uber requires its drivers to have their own car insurance coverage. The company also supplements that insurance by providing additional coverage for accidents.
In some states, an Uber driver can also purchase ride-sharing endorsements as part of their personal policies.
These will apply in the event of a passenger’s claim.
However, Uber’s insurance requires the driver’s policy to be used first. In this case, you (the injured passenger) might get coverage for those injuries. Meanwhile, the driver might get dropped by their carrier.
After an Uber Accident
14 million Uber trips are completed each day.
With each of those drives, there’s the risk that an Uber accident will occur.
You and your Uber driver should be aware of these do’s and don’t’s following an Uber accident. As a passenger in an Uber car accident, there are a few steps you can personally take as well.
1. Call 911
Call the police so they can make an official record of the accident. Make sure you get the names and badge numbers of the officers who arrive at the scene.
While you wait for the officers, don’t leave the scene of the accident. The vehicles should be moved out of the way of ongoing traffic. In some cases though, it’s better to leave the vehicles where they are until police officials arrive.
2. Assess Your Health
Don’t rush to get out of the car. Instead, assess your injuries. In some cases, it’s best not to move.
This can help you avoid further injuries, especially if damage occurred to your back or neck.
Take photos of your injuries if you can. This can help you keep a detailed record for a personal injury attorney.
Don’t forget to check on your driver.
If damages to the car are severe, you both may need to move away from the vehicle as soon as possible. Ask if the driver can move. If their back or neck is injuries, stabilize them until help arrives.
3. Take Photos
Once you’re safely out of the vehicle, start taking photos of the Uber accident. These photos can include:
- Any vehicles involved in the accident
- Where the cars are located
- Any street signs
- How the cars are positioned
- Property damage
These photos can help you maintain a clear record of the Uber car accident. That way, you don’t have to rely on your memory for details.
4. Keep a Record
You should also keep a record of pertinent facts. First, write out your own statement of what happened. After a car accident, we often feel frazzled.
This can make us forgetful of smaller details after the fact.
Your record can include the drivers’:
- Phone numbers
- Drivers’ license numbers
- License plate numbers
- Insurance information
Don’t forget the make, model, and years of any cars involved in the Uber accident.
For your own record, you can also write down:
- The date and time
- The address
- The road the car was driving on
- The nearest cross street
- The direction the Uber and other vehicle was traveling
- The weather
If there are any witnesses around, take down their information, too.
5. Driver Info
Don’t forget to record your Uber driver’s information. This includes their name and phone number.
You can also use your cell phone to take screenshots of your Uber ride and receipt.
In 2018, 95 million people used the Uber app on a monthly basis.
If you use your Uber app a lot, don’t rely on your memory. Instead, keep a detailed record of everything after your Uber accident. This can help both you and your lawyer in the future.
6. Get Medical Attention
If necessary, visit a doctor after the Uber accident occurs. Make sure to keep a record of anyone you visit. This includes:
- Emergency room physicians
- Physical therapists
You might not notice back and/or neck pain until a few days after your accident.
Keep a record of any medications, treatments, or x-rays you take, too. These records should include your medical bills and reports as well.
These records will help you track all of the medical expenses involved in your case.
7. Contact Your Lawyer
Contact an experienced lawyer following your Uber accident. They can help you navigate the situation moving forward.
If your Uber driver is at fault, you’re covered under Uber’s liability policy.
If you need to file a lawsuit, you can sue the at-fault driver. Your lawyer can serve copies of the lawsuit to both the driver and insurance company.
Your lawyer will protect your rights so you can pay your medical bills following the accident.
Uber Unsafe: Steps to Take After an Uber Accident
Calling a rideshare company doesn’t mean you have to share liability. Use the steps in this guide after an Uber accident to protect your rights and get the compensation you deserve.
Receive a free case evaluation from our team today to discuss your Uber accident.