Teenage Driver Accidents in Manhattan
Although many teenage drivers are very responsible and obey the rules of the road, statistics show that they account for a disproportionately large number of car accidents. And the cost of teenage driving accidents is not insignificant. Too many teenagers lose their lives each year, and some are the cause of serious injuries inflicted to themselves and others. In the worst case scenario, innocent passengers, pedestrians and bikers are killed. Victims of negligent teen driving can take legal action and recover money for their losses. There are some instances in which a claim may be brought against adults who allowed alcohol to be served to an underage individual who subsequently causes a car accident.
According to the CDC in 2016 although teenagers accounted for only 6.5% of the population, they were responsible for 8.4% of the total costs of motor vehicle injuries.
The Dangers of Teenage Driving
Statistics on the dangers of teenage driving are revealed within the Teen Driving Fact Sheet and the U.S. Centers for Disease Control and Prevention, illustrating the dangers presented by teenage drivers. According to the data:
- Car accidents where there were teens behind the wheel cost $14 billion annually in medical bills and decreased or lost productivity;
- Teenagers between sixteen (16) and nineteen (19) are four times as likely to suffer fatal injuries in a car accident than adults are;
- In the United States, eight teenagers between sixteen (16) and nineteen (19) die each day due to car accidents;
- Auto accidents account for one out of every three teen deaths in the U.S.;
- Auto accidents are one of the leading causes of death for teens and young adults between the ages of 16-20.
A Manhattan Teen Driving Accident Lawyer may be able to recover damages for a teen driver’s negligence or for their parents’ vicarious liability for the teen’s negligence. To show that a teen driver was negligent, it must be shown that they owed you a duty of care; that duty was breached and you were injured as a result. Perhaps the inexperienced and aggressive teen driver was tailgating, swerving in and out of traffic, texting while driving or just not operating their vehicle appropriately given the traffic conditions.
All vehicles on the road must have auto insurance and because a teen’s auto insurance is very cost prohibitive, landing them in the expensive New York Automobile Insurance Plain (NYAIP), they may be listed on their parent’s auto policy of insurance. The minimum auto policy insurance limit in New York is $25,000/$50,000, which means that each person in the car that was injured as a result of the teen driver that negligently hit you can get up to $25,000 for injuries sustained. Additionally, if you have Supplemental Underinsured Motorist (SUM) coverage under your automobile policy of insurance, and your injuries, pain, and suffering exceed the teen driver’s auto policy limits, you may be able to collect under your own policy.
In over a decade of legal practice, Attorney Michael Redenburg began his career defending cases for the clients of insurance companies. Initially defending no-fault claims at a Long Island-based law firm, he then moved on to a Manhattan-based firm where he defended the clients of insurance carriers in auto accident and premises liability matters.